Regulation — May 2026

🔆 Development of Vernacular Education

📍 1835, 1836, 1838: ✅ William Adam’s reports on vernacular education in Bengal and Bihar highlighted defects in the system.

📍 1843-53: ✅ James Jonathan’s experiments in North West Provinces (UP), focusing on opening government schools for vernacular education and normal schools for teacher training.

📍 1853: ✅ In a famous minute, Lord Dalhousie expressed strong support for vernacular education.

📍 1854: ✅ Wood’s Despatch outlined provisions for vernacular education: 1. Improvement of standards 2. Supervision by government agencies 3. Normal schools to train teachers

📍 1854-71: ✅ The government focused on secondary vernacular education, leading to an increase in vernacular schools by more than five-fold.

📍 1882: ✅ The Hunter Commission recommended state efforts to improve vernacular education and mass education to be taught through vernaculars.

📍 1904: ✅ Education policy focused on vernacular education, providing increased grants for it.

📍 1929: ✅ Hartog Committee gave a gloomy view of primary education.

📍 1937: ✅ Congress ministries encouraged the growth of vernacular schools.

📍 Development of Technical Education: ✅ Engineering Colleges: - Roorkee College (1847) - Calcutta College of Engineering (1856) - Poona College of Engineering affiliated to Bombay University. ✅ Medical Training: - Medical College in Calcutta (1835). - Lord Curzon worked to broaden agriculture, medicine, engineering, and other professional education through institutions like Pusa Agricultural College.

#history

📣 РФ погрожує ядерним ударом по Україні

Спікер Держдуми РФ Володін заявив, що Київ може спровокувати Росію на застосування зброї, яка не залишить слідів. Путін підтвердив готовність використовувати всі засоби для "захисту" території.

Кремль стверджує, що постачання західної зброї Україні підвищує ризик ядерної ескалації. Російські посадовці наголошують на можливих "катастрофічних наслідках" після дозволів Україні завдавати удари по цілях у РФ. Пропагандисти в медіа обговорюють сценарії ядерних атак на українські міста.

РФ також проводить навчання нестратегічних ядерних сил у зв'язку з війною проти України та "західною ескалацією".

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Tether announced plans to introduce GEL₮, a stablecoin pegged to the Georgian lari, in collaboration with the Georgian government. The stablecoin aims to reduce transaction fees, facilitate almost immediate settlements, support programmable payments, and improve digital value transfers. Georgia has also strengthened its regulatory framework for digital assets and stablecoins by addressing reserve management, redemption protections, issuer supervision, and anti-money laundering requirements, while aligning its approach with developing U.S. stablecoin regulations such as the GENIUS Act.

🔔 Kevin Warsh sworn in as Fed chair with Bitcoin at $77,400

❗️ Kevin Warsh was sworn is as the 17th Federal Reserve chair at a White House ceremony on Friday, becoming the first Fed leader to take the oath at the executive mansion since Alan Greenspan in 1987. Supreme Court Justice Clarence Thomas administered the oath. Warsh, 56, succeeds Jerome Powell, who held the position since 2018 and will remain on the Fed board as a governor until 2028. The Senate had confirmed Warsh on May 13 in a narrow 54-45 vote, with Democratic Senator John Fetterman as the only crossover.

⚠️ “Our mandate at the Fed is to promote price stability and maximum employment,” Warsh said after being sworn in. “When we pursue those aims with wisdom and clarity, independence and resolve, inflation can be lower, growth stronger, real take-home pay higher.”

☄️ Warsh pledged to lead a “reform-oriented Federal Reserve” and vowed he would never predetermine interest rates at any elected official’s request. President Trump, who had repeatedly attacked Powell over rate policy, told attendees he wants Warsh to be “totally independent.”

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Коллекторы зафиксировали максимальный за три года объем долгов в работе — в первом квартале 2026 года им передали 14,4 млн задолженностей на 355,7 млрд рублей. Доля долгов МФО впервые оказалась выше банковской просрочки — 163,7 млрд против 156,5 млрд рублей, пишет «Коммерсантъ». Эксперты связывают это с замедлением рынка микрозаймов и ужесточением регулирования.

Всё про деньги

Коллекторы зафиксировали максимальный за три года объем долгов в работе — в первом квартале 2026 года им передали 14,4 млн задолженностей на 355,7 млрд рублей. Доля долгов МФО впервые оказалась выше банковской просрочки — 163,7 млрд против 156,5 млрд рублей, пишет «Коммерсантъ». Эксперты связывают это с замедлением рынка микрозаймов и ужесточением регулирования.

🚨 Gemini Eyes CLARITY Act Senate Vote In Next 30 Days: What Are The Odds?

👉 Read more

🚀 Future Prospects of the CLARITY Act: Grayscale Highlights Key Challenges

🗣 The CLARITY Act, a bipartisan cryptocurrency market bill, has gained momentum after a Senate committee vote (15 in favor, 9 against). However, Grayscale points out that the bill still faces several hurdles. It must be consolidated with another Senate bill and reconciled with the House version before it can proceed.

🔔 On May 15, Grayscale Investments shared insights on the future of the CLARITY Act following its approval by the Senate Banking Committee. Two Democrats joined Republicans in supporting the bill, ensuring bipartisan backing for the more challenging full Senate review. The CLARITY Act has overcome a key hurdle in the Senate Banking Committee thanks to a bipartisan vote, said Zak Pandl, Grayscale's head of research.

🔗 The next step involves consolidation. The CLARITY Act must be merged with the Digital Commodities Intermediary Act (DCIA), which passed through the Senate Agriculture Committee on a party-line vote (12-11) on January 29. This combined Senate package also needs to align with the House's version of the CLARITY Act passed last July.

🚀 Future Prospects of the CLARITY Act: Grayscale Highlights Key Challenges

🗣 The CLARITY Act, a bipartisan cryptocurrency market bill, has gained momentum after a Senate committee vote (15 in favor, 9 against). However, Grayscale points out that the bill still faces several hurdles. It must be consolidated with another Senate bill and reconciled with the House version before it can proceed.

🔔 On May 15, Grayscale Investments shared insights on the future of the CLARITY Act following its approval by the Senate Banking Committee. Two Democrats joined Republicans in supporting the bill, ensuring bipartisan backing for the more challenging full Senate review. The CLARITY Act has overcome a key hurdle in the Senate Banking Committee thanks to a bipartisan vote, said Zak Pandl, Grayscale's head of research.

🔗 The next step involves consolidation. The CLARITY Act must be merged with the Digital Commodities Intermediary Act (DCIA), which passed through the Senate Agriculture Committee on a party-line vote (12-11) on January 29. This combined Senate package also needs to align with the House's version of the CLARITY Act passed last July.

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🐂 CLARITY Bill: A Bullish Factor for Bitcoin Rally, According to Santiment Analysts

📈 Analysts from Santiment have identified a key factor that they believe could accelerate the onset of a bullish rally in the cryptocurrency market. They assert that recent approval by the U.S. Senate Banking Committee of the CLARITY bill regarding stablecoin yield has sparked a wave of euphoria around Bitcoin.

🔄 Currently, there are 1.55 positive comments about Bitcoin on social media for every negative one. However, analysts at Santiment view this shift in sentiment as a worrying signal and advise traders to exercise caution, as markets often move contrary to the majority's expectations.

📊 They suggest that any movement towards the approval of the CLARITY bill by Congress should be considered a bullish signal for cryptocurrencies in the long term. This is because it would provide crypto companies with clearer operational guidelines in the U.S. One of the main challenges facing the crypto industry is regulatory uncertainty.

Many businessmen, investors, and bankers hesitate to invest in digital assets because they are unsure which ones may be classified as securities in the future and what rules industry participants will have to follow, the Santiment specialists explained.

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За годы работы в превентивной медицине (сейчас я президент Федерации профильных специалистов) поняла: если у вас есть идея, которая меняет жизнь, — не бойтесь о ней заявлять.

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Если у вас есть сильная инициатива, то очень рекомендую подать заявку на форум «Территорию смыслов» — он пройдёт этим летом в 12-й раз. Там соберутся молодые специалисты, эксперты и политики, которые помогут с реализацией.

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⚖️ US Banks and Cryptocurrency Sector Reach Agreement Amid Ongoing Issues with Clarity Act

💼 Tensions are rising between the US banking sector and the cryptocurrency industry over stablecoins. Trade associations representing various sectors of the American banking industry have called for significant changes to the reward and yield mechanisms outlined in the Tillis-Ossoff stablecoin agreement. In a letter sent to the Senate Banking Committee, banking institutions argued that the current draft text would allow for "circumventing" restrictions on rewards for stablecoins.

The proposed wording includes exceptions that would allow for circumventing the intended ban, encouraging customers to hold and increase their stablecoin balances at the expense of deposits the letter stated.

⚠️ This letter from the banking sector is considered one of the most serious warnings regarding the cryptocurrency market structure bill. Industry representatives warned senators that the current consensus on reward systems for using stablecoins could accelerate the outflow of deposits from the financial system.

👀 Meanwhile, all eyes are on the Senate Banking Committee in Washington. Reports indicate that the committee may begin considering the cryptocurrency market structure bill as early as next week.

🚫 Brazil Prohibits Cryptocurrency Transactions in Regulated Cross-Border Payment System

📈 The Central Bank of Brazil has prohibited service providers in the regulated electronic foreign exchange operations (eFX) channel from using cryptocurrencies for transactions. The eFX system covers international payments and transfers.

‼️ According to the new regulation, transactions between an eFX provider and its foreign counterpart must be conducted solely in foreign fiat currency or through funds movement in Brazilian reais for non-resident accounts. This restriction also applies to eFX providers not yet listed among the approved categories.

🔒 However, the document does not imply a complete ban on cryptocurrency transfers in Brazil. It limits the use of digital assets and stablecoins within the eFX framework, reinforcing the central bank's efforts to control cross-border payment flows.

📈 Brazil is taking steps to integrate digital assets into its financial and currency regulations as stablecoins gain a larger market share. In November 2025, the Central Bank published new requirements for supervised organizations, including authorization criteria and restrictions on cryptocurrency-related services.